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MONTHLY CASH FLOW CALCULATOR

How much remains this month?

Calculate monthly income minus expenses and saving allocations. Compare your remaining budget with net worth, without signing up.

Fictional example · Input unit USD. Normal input is not saved or sent to our server. Continuing briefly keeps the amounts in this tab to transfer them to your statement.

Remaining monthly budget$1,000
Net worth$20,000

How the calculation works

Remaining budget = monthly income − expenses − saving allocations. In this example: $4,500 − $2,000 − $1,500 = $1,000. Net worth = assets − debts: $30,000 − $10,000 = $20,000.

High net worth does not guarantee a positive monthly budget

Asset balances describe what you own today; income and spending describe money moving each month. Do not add property valuations to income. Put monthly loan payments under expenses and outstanding principal under debts.

Saving allocations are plans, not confirmed asset growth. Leave unknown amounts blank and enter zero only when the amount is confirmed to be zero.

Connect your money flow item by item

The full statement supports editable items, the book-style flow diagram and net-worth projections. Continue with these amounts. If a statement already exists, you choose whether to replace it.

Continue with these amounts →Read the statement guide →